Riverchase Estates. A desirable South Carolina Community!

Riverchase Estates. A desirable South Carolina Community!

Riverchase Estate Entrance

Riverchase Estates is a desirable community full of old world charm and modern amenities, mature trees, beautiful landscapes, 500 acres of natural trails and 2 1/2 miles of river access, private lake and a breathtaking club house. Located in South Carolina along the Catawba River just 25 minutes from the captivating city of Charlotte, and minutes from Ballantyne area! Riverchase Estates will be one of the most desirable communities in the area.

Riverchase Estate Map

The main boulevard or Riverchase Estates will be surrounded by preserve trees and beautiful landscapes. Design your costume dream home in a peaceful and beautiful setting and give your family the privacy and safety that they deserve. Riverchase Estates will be a gated community.

Riverchase Estate Club House

A distinguish club house reminiscent to a stately European castle will be your favorite place in Riverchase Estates. Riverchase Estates 10,000 SQ FT club house will feature an indoor state-of-the-art fitness center, theater room, basketball and tennis courts, play ground, amphitheater and a beautiful pool!

In Riverchase Estates you buy now and built later, bring your own builder and built your dream home. The developer is LGI. Beginning with their first acreage homesite community in Magnolia, Texas in 1995, LGI Development has grown from a respected local land developer into a nationally recognized corporation. LGI is so confident in the property that they are offering two year guarantee. The guarantee states that if in 24 months or more after the day you closed in your property, your land appraises for less than the price you paid, LGI will give you the difference. No question asked.

Riverchase Estates 1+ acres homesites are extremely affordable and well designed. The Riverchase Estates lots start in the high $60s!!! and they keep going up… If you wish to obtain more information and a personal tour of the area, please call (704)200-3232 or send us an email johnpaul.soto@exitsouth.com or call Sabir Mujtaba at 817-975-5404 or email him at sabir@lgiland.com, Sabir is the sales representative at Riverchase Estates. Through The Soto & Ferreira Group or by mention our name as the source of contact to Sabir, and you will be able to get a special discount!!!

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(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

John Paul Soto

Setting the Sales Price. Charlotte NC Real Estate

Setting the Sales Price. Charlotte NC Real Estate

More money for your home!

The Soto and Ferreira Group is a team of real estate professionals specialized in listing and state of the art marketing in the Charlotte NC area and surrounding counties. We are committed to providing free useful and important information to our clients, customers, and any homeowner who  has a real estate need.

Before we recommend the sales price for a house, we will develop a Highest Price Market Analysis (HPMA) that will help set the highest price that the house could be sold for. This analysis will show the listing price of similar houses in the area as well as the prices at which the houses actually sold. Additionally, the analysis will give us information about houses currently on the market and about houses that were on the market but never sold. Based on a well done HPMA, we are able to show seller the current market conditions. Each home is given its own sale’s Timing Analysis and a personalized marketing strategy developed specially for that home.

Next, we’ll discuss seller’s  goals and expectations. Everyone who seller has different goals that need to be factored in when calculating the listing price. Lets think about the following goals.

1. Is your goal to get the maximum sales price for your home?
   • If so, are you willing to have your house on the market for several months?
2. Is your goal to sell your house quickly?
   • If so, are you willing to sacrifice some of your potential profits in order to sell it quickly?
3. Would you like to establish a balance between selling your house quickly and selling at the top end of market value?
4. What is the reason you are thinking about selling?
   • Want to upgrade?
   • Want to downsize?
   • Financial reasons?
   • Relocating?
5. How serious are you about selling?

Market conditions will play a role in setting the listing price for your house. We’ll factor in how quickly houses are selling in your area, interest rates, the strength of the school system, and finally whether it is a buyer’s or seller’s market.

We’ll then recommend a range price at which to list your house to meet your goals in the local current market. Call us for a free Highest Price Analysis, and we’ll help you achieve your real estate goals.

The Soto & Ferreira Group specializes in Charlotte NC, (also known as the Queen City after Queen Charlotte) areas and neighborhoods such as Charlotte NC, Fort Mill SC, Concord, Huntersville, Harrisburg, Cornelius, Lancaster, Monroe, Waxhaw, Indian Land, Lake Norman, Lake Wylie, Uptown Charlotte, Ballantyne, Myers Park, South Park, Dilworth, South End, Wilmore, Plaza Midwood, Chantilly, Sherwood Forest, Madison Park, Fairmeadows, Lansdowne, Commonwealth, Morningside, Wesley Heights, Elizabeth, Cotswold, Eastover, Foxcroft, First Ward, Second Ward, Third Ward, Forth Ward, Merry Oaks, Sedgefield, Selwyn Park, NoDa, The Arts District, Belmont, Sheffield park, Barclay Downs, Collins Park, Colonial Village, South Charlotte, North Charlotte, West Charlotte, East Charlotte, Highland Creek, and others.

Photo courtesy of Jeff Belmonte

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Things to know about the Listing Contract. Charlotte NC

Things to know about the Listing Contract. Charlotte NC

Listing Contract

The Soto & Ferreira Group are listing specialists. Our state of the art marketing strategy, professionalism, and proactive communication with the sellers have given us 100% client satisfaction. As professional listing agents, we make sure that our clients and customers are as knowledgeable as possible about  everything involved in the listing process. Following, you will find some very useful information about the listing process and contract.

The Listing Contract
Also referred to as a listing agreement, the listing contract gives a licensed real estate professional/Realtor authorization to act on behalf of the seller. Listing contracts come in all shapes and sizes, but there are characteristics which are common to them all. Among the elements of any valid listing contract are:

Writing – All real estate contracts must be in writing.

Employment – The listing contract is a personal services contract between the seller and the Realtor/realty company. It contains all of the terms and conditions of employing and authorizing the broker to represent the seller in marketing and selling process. The Listing contract protects the seller and the Realtor from any illegal and unethical issues.

Compensation – For any contract to be valid, there has to be compensation. The listing contract will specify the amount and timing of payment to your Realtor. Typically, payment is an agreed upon percentage of the sales price, payable at closing. It is important to note that sellers obligation to pay the broker may not absolutely depend on a finalized sales transaction. For example, if the broker finds a bona-fide buyer who is willing to pay the asking price and agree to the terms, but the seller for some reason decides not to sell, the broker has done his job and is entitled to his compensation under the terms of the listing contract. The Realtor compensation is always negotiable; however, the old saying “You get what you pay for”  also applies here. The Realtor compensation covers both agents in the transaction with 50% going to the listing agent and 50% to the selling agent.

Title – All listing contracts contain the names of the  owners who are in the  title of the property. Property can’t be sold unless everyone who holds title interest in the property agrees to the sale. In North Carolina, it takes one to buy but two to sell. Meaning that if the owners  are married, both of them need to sign in order for the property to be sold.

Termination date – Sellers shouldn’t sign any listing contract without a specific termination date. The most common duration is 180 days (6 months). If the contract has an indefinite duration such as until sold, or no duration specified at all, don’t sign it. The listing contract is a legally binding document so don’t get locked into a contract that doesn’t clearly state a definite termination date. If the contract expires before the home is sold and the seller and Realtor wish to continue with the agreement, then an extension to the contract needs to be signed.

There can be and often are other elements to a listing contract. As with any legal document, it is important for the parties to be familiar with the terms and conditions. So it is advised that both seller and agent carefully read the contract in its entirety to be sure that they understand what they are signing. If there are any unclear questions about the listing contract, it would be wise to consult a lawyer for clarification.

We hope you find this information useful. Please give us a call if you have any questions or if you would like to talk about the possibility of selling your home. We would give you a free market analysis.

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.)

Picture courtesy of: TMAB2003’s photostream

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Foreclosure Prevention. Loan Modification for homeowner. Charlotte NC

Foreclosure Prevention. Loan Modification for homeowner.

Foreclosure Prevention

Loan Modification Definition.

Loan modification is a process in which the lender works with the homeowner who is facing foreclosure or financial hardship and is having trouble making mortgage payment. The lender’s goal is to change the terms of the mortgage loan and make it affordable for the borrower.  The new terms for the loan will vary from lender to lender. Some of the changes could include: Temporary or permanent changes to the mortgage rate, term and monthly payments, the past due amount could be rolled into the loan, and the new balance re-amortized.

What to expect under President Obama’s  plan?

The main goal of the Loan Modification program under President Obama’s “Homeowner Affordability and Stability Plan” announced on February 18, 2009, is to reduce the monthly mortgage payments for homeowner struggling to make the payment.

• The Lender has to bring down interest rates so the monthly payments don’t exceed 38% of the borrower’s income.
• This initiative will match dollar-for-dollar any further reduction until the ratio comes down to 31%.
• The principal will also be reduced, if necessary, to lower the monthly payments. The Treasury Department will share the costs.
• Homeowner will be on a trial test with the new monthly payment for 3 months. If they make every payment on time the new rate and monthly payments will be fixed for five years.

Requirements for Eligibility

• Your mortgage had to be originated before January 1, 2009
• Owner-occupant (No investors)
• Unpaid balance of $729,750 or less.
• Be in financial hardship.
  • Due to increase in your mortgage
  • Income reduction
  • Suffer Hardship
  • Note: If you cannot afford the home due to job loss or a complete inability to pay, you will not qualify.
• Monthly payments have to be 31% of your gross monthly income.

There are several non-profit organizations in Charlotte NC and surrounding areas that can help you at no cost.

The Housing Partnership

4601 Charlotte Park Dr. Ste 350, Charlotte, NC 28217       (704) 342-0933

NACA (Neighborhood Assistance Corporation of America)

4822 Albemarle Rd, Charlotte, NC 28205      (704) 536-7676

HOPE

For more information visit http://www.makinghomeaffordable.gov/ or call us, we will assist you with any questions or need you have…

We hope you’ll find this information useful!

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.)

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Great News for Exit Realty South Clients! New Partnership with New American Mortgage! Charlotte NC

Great news for Exit Realty agents

New American Mortgage

While many real estate companies are struggling to keep their doors open during this unique and tough market, Exit Realty keeps on growing in terms of number of agents joining,  production, and offices. The great news is that now Exit Realty South, one of the South Park offices, has an in-house mortgage companies, which will be providing superior and comprehensive mortgage services to our clients and help us sale more real estate in Charlotte NC as well as surrounding areas. New American Mortgage is an independant mortgage bank, underwriting, processing, and closing their loans in-house. New American Mortgage is owned by  Casey Crawford an outstanding business man and leader. Our in-house Lender will be Deran Pennington an excellent and experienced lender. Deran is great with clients and Realtors. He has stablished a great relationship with The Soto and Ferreira Group in order to provide the best service to our clients!

For additional information, contact Deran Pennington by visiting www.newamericansouth.com

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Maria Ferreira Realtor/Broker

Maria Ferreira

Realtor/Broker

Soto Ferreira Real Estate Group

www.yourcharlotteagents.com

maria.ferreira@exitsouth.com

Exit Realty South

4401 Barclay Downs Dr Suite 1

Charlotte NC 28209

704 602 9935

“Difficulties are lessons, obstacles are challenges, impossibilities are invitations”

Nothing less than what you expect from a Realtor!

Maria is committed to providing a variety of real estate services to a diverse group of clients. These services include but are not limited to proficiently lead her clients during the process of buying and selling residential real estate properties in North and South Carolina but with a special focus in South Charlotte and Fort Mill. Maria has an extensive experience with first time home buyers, short sales, foreclosures, HUD homes and more. She is part of a team of professionals striving to provide clients with superior services. Although, teamwork is the trade mark of the group that shares, understands, and exceeds expectations when performing in any aspect of the real estate business, as individuals, each one of them have somehow specialized in one or more specific field in order to better address the needs of  clients. Maria is a buyer’s agent, and she works directly with the buyers guiding them through the process of getting qualified, choosing the most effective lenders and programs , understanding the implication, advantages, and responsibilities involved  in buying a home, looking for the right home at the most affordable price, submitting an acceptable offer, negotiating on behalf of the buyers, and most important, giving the buyer the peace of mind and assurance that choosing the right Realtor is the first step  in completing a successful real estate transaction

Maria Ferreira is a native of Brazil and has been living in the USA for the past 19 years. After living in Florida for most of this time, her family decided to relocate to Charlotte and she loves it. Maria has a Florida Atlantic University Bachelor’s degree in Business Health Care Management, but it is in real estate that she has found her passion. She speaks English, Spanish, and Portuguese which gives her the capability of providing real estate service to a diversified group of people.  She is very personable and takes every opportunity she has to learn from others. She believes that a great Realtor will make the difference when her clients are purchasing and selling real estate. One of Maria’s goals is to carefully guide her clients throughout the entire process and provide high quality service that will result in a positive experience for every one of the people she works with.

Ask me how to make extra income by joining Exit Realty.. It is easy.. it is for life!!

Loan Application Checklist… What you need to know before getting a loan!

Loan Application Checklist…

For many buyers, applying for the mortgage loan is one of the most stressful and confusing aspects of buying a home. The loan application process should not become a stressful time. By following a few easy steps, you’ll sail through the loan application process with no major problems. It is important to ask your Realtor for a list of his/her preferred lenders, which most likely will make the process less stressful. Establishing a good relationship with the professionals involved in the home buying process is the key to help every transaction to go smooth. it will also help the buyer to  achieve his/her desired goals.

Remember that everything is negotiable! Make sure you talk to at least 3 lenders and make them compete for your business…

So, get your notepad and take good notes. The following checklist will help you have a smooth loan application…

Get your note pad...

1. Make a list of any questions you have about the loan program.
Do not be afraid to ask questions. This is probably the most important transaction investment you will ever make. Be sure to understand the advantages and disadvantages of the various mortgage programs for which you may qualify. Some questions you may want to ask are:

• What is a Loan Origination fee?
  
• Can you lower your Origination fee?
• What is a Discount Point?
• What is a PMI? Is it a requirement?
• What does it mean to “Lock the Rate”?

These are some examples of some important questions to ask. Make sure you request a “Good Faith Estimate Sheet”, and show it to your Realtor. He/she will make sure that you are not being charged too much or that there are no unnecessary fees.

Gather your paperwork.

Loan Application Checklist

In general, the documentation you will need includes:
	Check for application fee and Appraisal
Property Information (if you already have a home in mind)
	Purchase Agreement.
	Copy of legal description and MLS sheet.
	If you are selling your current home, copy of listing contract.
	If you have sold your current home, copy of settlement statement (HUD-1).
Income & Assets
	Pay stubs for the last 30 days.
	For the past two years:
	Names and addresses of each employer. W-2s
	Statements for each bank, mutual fund, and/or investment account for the last three months.
	Estimated value of personal property and furniture.
	If you have made any large deposits to your accounts:
	Explanation and source for deposit. If large deposit was a gift: Signed gift letter (lender can supply). Copy of gift check. Copy of deposit receipt.
	If you own more than 25% of a business:
	Corporate or partnership tax returns.
	If self-employed:
	Tax returns for the last three years (with schedules). Year-to-Date Profit and Loss Statement prepared by an accountant.
	If you own rental property:
	Tax returns for the last two years and current rental agreements.
	If you are retired:
	Pension Award Letter.
	If you receive Social Security:
	Social Security Award Letter.
	If you are counting child support as income:
	Copy of divorce settlement. Copy of twelve months of cancelled child support checks.
Debts
	Names, addresses, account numbers, balances and monthly payments on all current loans.
	Explanation of credit report anomalies, including:
	Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens. Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).
VA Loans
	Copy of DD Form 214, Report of Separation.
Miscellaneous
	Photo ID and proof of Social Security number.
	Residence addresses for the past two years.
	If applicable, a copy of your divorce decree.
	If you are not a citizen, a copy of the front and back of your green card.

Hope this information is useful for you. Please call or send us an email if you have more questions and if you would like a list of our preferred lenders.

Thanks,

The Soto & Ferreira Group

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.)

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Charlotte North Carolina Realtors® helping homeowners in need!!! Realtors® Care Day…

Charlotte North Carolina Realtors® helping homeowners in need!!!

Part 1: Before the big day…

The incredible formula:

Formula for Success. Realtors Care Day Charlotte NC

600 Realtors® + 32 Homes in need + 1 big day + 1 purpose = REALTOR® CARE DAY!!!

Unfortunately, due to economic crisis throughout the world some homeowners are faced with tough times and no money to fix their homes. Fortunately, Realtors understand the needs of homeowners. We know that some of them are  unable to keep up with their homes and stay current with their mortgage payments; therefore, we want to help them and help our community.

More than 600 Charlotte Realtors are getting together on April 24, 2009 with one big purpose of helping 32 homes in need of repairs throughout Mecklenburg and Iredell Counties. It is an initiative of the Charlotte Regional Realtor® Association (CRRA) Housing Opportunity Foundation (HOF).  This is not an easy project. Coordinating an event of this magnitude requires a lot of time and effort! CRRA and HOF are doing an unbelievable job coordinating this event.  We thank them for all their hard work!

My Team will consist of 29 Realors… We would be doing some roof repairs, yard work and possibly a tree removal…  This is the “before” of the event picture of the home site….

Our Home Site for Realtor Care Day

Thanks to our partners for helping to make Realtors® Care Day a success!

Grants
National Association of Realtors® Housing Opportunity Program

Realtors® Care Day Steering Committee
Realtors® Care Day is being organized and led by your fellow Realtors®. A special thanks to Joe Rempson, 2009 Realtors® Care Day chair, and his core committee Lee Ann Brown and Pearl Jones Smith, celebration event co-chairs; Bill Balatow, logistics chair; Vina Accomazzo, marketing chair; Daniel Cottingham, Jr., site locations chair; Mike Hege and Kerry Stecher, sponsorship co-chairs; and Cam Barnett and Roger Parham, volunteer co-chairs

Read Part 2: After the big day!!!  With stories, comments, details and pictures…

Thanks… and see you later…

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.)

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Wilmore, Charlotte N.C. One of Charlotte’s Fastest Growing Neighborhoods!

Wilmore, Charlotte N.C. One of Charlotte’s Fastest Growing Neighborhoods!

Wilmore, Charlotte N.C.

Wilmore is known as one of Charlotte’s NC fastest upcoming neighborhood. With perfect location minutes from uptown Charlotte , Wilmore is a beautiful place to live. Wilmore has gorgeous bungalows with prices ranging from under $100,000 to the high $500,000, and view of uptown Charlotte from almost every street. Wilmore is located minutes from South End, Dilworth, the Trolley line, Bank of America Stadium, I-77 and I-277…

If you want to know more about Wilmore, Please call us or email us, The Soto & Ferreira Group , and I we love to tell you more about it and give you a personal home tour.

Check out our hot listing in Wilmore….  1566 Wilmore Dr.

1566 Wilmore Dr. Charlotte NC 28203

If you would like to pre-view this home or any other in Wilmore, call us to schedule an appointment…

Wilmore Charlotte N.C.

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.)

John Paul Soto

John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of  “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups.

Thanks,

John Paul

Ballantyne Charlotte NC. “Live, Work, Stay, Play”… Ballantyne’s motto!

 

Ballantyne Charlotte NC 

 “Live, Work, Stay, Play.” That is Ballantyne’s motto!  Being one of the fastest-growing communities in the United States and in Charlotte NC, Ballantyne is located in the South Charlotte corridor about 10 miles form Uptown Charlotte and 5 miles from South Park. I-485, the main artery to the Ballantyne area moves east-west and connects drivers to the rest of south Charlotte and I-77, the Airport, I-85 and NC-74. Is-521 (Johnston Rd) moves vehicles north-south through Ballantyne: North to Southpark via park road and south to Lancaster County in SC. In Ballantyne you can find golf courses, great schools, fitness centers, movie theaters, Target, grocery stores, and much, much more!!!

 Ballantyne comprises:

 Ballantyne Resort Hotel

Ballantyne Village

Ballantyne Commons East Shopping Center

Ballantyne Country Club

 

Ballantyne Charlotte NC

 

 

 

Ballantyne Charlotte NC has a great diversity of homes. Raging from the one hundreds to the millions… from ranches to two stories to mini mansions! Ballantyne is a great place to live, and one of  The Soto & Ferreira favorite areas of Charlotte NC!

 Call us if you need more information or if you would like to preview some homes… in this beautiful Ballantyne area…

 

(Note: I apologize for any grammatical errors in this blog. My primary language is Spanish and I am currently working on improving my grammar in English. Thanks for understanding.) 

       

John Paul Soto

 John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of  “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups. 

Thanks,

John Paul

Where to get a mortgage in Charlotte NC. From one of the best lenders in Charlotte NC.

Where to get a mortgage in Charlotte NC

 As a Charlotte NC Realtor I try to stay inform about the mortgage world in Charlotte NC. I recently read a      great article from one of my prefer mortgage lenders in Charlotte NC.  He explains the different places were you can get a mortgage loan from and why or why not it may be the best place for you… It is important for consumer, buyers,  to know this, since this is portably the biggest investment of your life, you need to make sure you have the right professionals working for you…

Fined a great Lender and a great Realtor, preferably if they have a good working relationship with each other… This will help the transaction be smoother and less stress for you… Charlotte NC is one of the top Cities to buy and invest in real estate… 

To read more about “Where to get a mortgage in Charlotte NC” visit Olan Carder Charlotte loan officer blog…

 

Thanks…. 

 

 

     

John Paul Soto

 John Paul Soto choose to work in Charlotte, NC real estate because he genuinely enjoy working with people, and believe it is an industry that rewards dedication and personal initiative. He also want to give back to his community, and he is currently employed as a firefighter for the Charlotte Fire Department.

John Paul Soto was born and raised in Guatemala, and moved to Charlotte in 2002 to attend college. He is currently pursuing a Bachelor’s degree in Business Management, and will continue to make his home in Charlotte, NC after graduation.

He takes great pride in his accomplishments and hope to continue to build a successful track record helping other people achieve theirs. He is now part of  “The Soto and Ferreira Group” on of Charlotte’s NC best Real Estate Groups. 

Thanks,

John Paul